Improving the Odds: How Credit Building Opens Doors to Homeownership
Nessa Fletcher dreamed of being a homeowner ever since she was a little girl. But, as a single mother with a low credit score and no savings, she wasn't sure how to make that dream a reality for her and her daughters. Everything changed when she met housing counselor Thomas Rivera at her local borrower help center, Chicanos Por La Causa. With Thomas’ help, she learned about budgeting, credit building and down payment assistance programs, and eventually purchased her first home. "I showed my kids, if you have to reverse, it's okay. But keep moving forward, and then the doors will open after that." - Nessa Fletcher, homeowner
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